Terms and Conditions

Effective Date: August 17, 2025]

1. Introduction

Welcome to iOS Digital Business Card (“we,” “us,” or “our”). These Terms & Conditions (“Terms”) constitute a legally binding agreement between you (“you” or “User”) and us regarding your access to and use of https://ios.com.ng/ (the “Website”) and any of our related services (collectively, the “Services”). By accessing or using the Website, you accept these Terms in full. If you disagree with any part, please refrain from using our Services. This implied consent approach is standard practice in website agreements

2. User Eligibility

You must be at least 13 years old to use the Services. By using the Services, you affirm that you meet this age requirement and that you're not barred from accessing the Service by any applicable laws.

3. Account Registration & Security

If you register for an account, you're responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Please notify us immediately if you detect any unauthorized use of your account.

4. Scope of Services

Our Website allows you to create, share, and manage digital business cards (vCards) and related professional identity tools. We retain all intellectual property rights to the Website and its content, excluding any content you upload. You grant us a limited, non-exclusive license to use your uploaded content to deliver and improve our Services (e.g., display your vCards).

5. User Conduct — Prohibited Activities

You agree not to:

• Use the Services for illegal purposes.
• Upload or share harmful, offensive, or infringing content.
• Disrupt the Website's functionality (e.g., spamming, bots, scraping).
• Violate intellectual property rights.
• Such restrictions help prevent abuse and protect the integrity of the service

6. Intellectual Property

All materials, trademarks, designs, and content on the Website are owned or licensed by us and protected under applicable laws. You agree not to copy, reproduce, modify, or distribute our content without explicit permission.

7. Third-Party Links & Services

We may include links or integrations with third-party sites or services. We do not endorse or assume liability for content, policies, or practices of those third parties

8. Termination & Suspension

We reserve the right to suspend or terminate access to the Services (including your account) at our sole discretion—especially for violations of these Terms or misuse of the Website

9. Limitation of Liability & Disclaimers

The Services are offered "as is" and without warranties. To the maximum extent permitted by law, we disclaim all liability for indirect, incidental, or consequential damages arising from your use of the Services. This includes, but is not limited to, data loss, service interruption, or breaches of information.

10. Modifications to the Service

We may change, suspend, or discontinue any aspect of the Services at any time with or without notice. We are not responsible for any consequences resulting from such changes

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of Nigeria, without regard to conflict of law principles. Disputes will be subject to arbitration or courts located in Lagos, Nigeria.

12. Privacy Policy

Our Privacy Policy applies to your use of the Services and explains how we collect, use, and protect your data. Please review it carefully. You can find it on our Privacy Policy

13. Amendments to Terms

We may update these Terms periodically. We’ll indicate the latest Effective Date at the top. Continued use of the Services after changes indicates acceptance of the revised Terms.

14. Contact Information

For questions, support, or feedback related to these Terms, reach out to us:

iosdigitalbusiness@gmail.com

• Address: 56 Olorunlogbon Street Anthony, Lagos, Nigeria